Spreadsheet Template
Cash Flow & Runway Dashboard
A 13-month rolling forecast spreadsheet that shows you where your cash is going, how long it will last, and what happens when costs rise. Built for small business owners — no accounting background needed.
Get the Dashboard — $14.99
$14.99
one-time · instant download
What’s inside
Three sheets. One complete picture.
The download is a single .xlsx file containing three worksheets. Here is exactly what each one contains.
01
Main SheetCash Flow Forecast
The working dashboard. 13 columns (current month + 12 ahead). Four input blocks — Revenue, Fixed Costs, Variable Costs, and a Resilience buffer. Pre-built formulas calculate Net Cash Flow, Ending Balance, Burn Rate, and Runway automatically when you enter your numbers.
02
ReferenceFormula Reference Sheet
A plain-language index of every formula in the file — what cell it’s in, what it does, and when to drag it across columns. Useful if you want to adapt the sheet, rebuild it in Google Sheets, or understand exactly how a number is calculated.
03
GuideHow to Use
A step-by-step setup guide written inside the spreadsheet itself. Covers starting cash entry, each input block, reading your runway number, using the inflation sensitivity module, and tracking actuals each month. No outside document needed.
What it does
Exactly what is pre-built for you
Every row listed below exists in the file. Nothing is placeholder text.
Revenue Block (4 rows)
Primary Sales, Secondary Sales, Recurring / Retainer Income, Other Income.
Fixed Costs Block (3 rows)
Payroll & Wages, Software & Subscriptions, Rent & Lease.
Variable Costs Block (3 rows)
Marketing & Advertising, Payment Processing Fees, Inventory / Materials.
Resilience Block (2 rows)
Tax & Compliance Reserve and Emergency Fund Contribution.
Net Cash Flow & Balance
Calculates automatically based on beginning balance and monthly activity.
Cash Runway (in months)
Ending Balance ÷ Average 3-Month Burn Rate. Updates in real-time.
Variance Analysis
Input actuals each month to track how accurate your forecasts really are.
Inflation Module
One cell input to stress-test your runway against rising supply costs.
Who it’s built for
Small business that runs on cash
Retail shop
Café / Food service
Freelancer
Online store
1–20 person team
Who it’s not for
Be clear before you buy
- Businesses needing bank sync or POS connectivity.
- Consolidated reporting across multiple companies.
- Audit-ready financial record-keeping requirements.
Pricing
One file. One price. No subscription.
$
14.99
USD · one-time payment · instant .xlsx download
- Cash Flow Forecast sheet (13-month rolling)
- Formula Reference sheet & How to Use guide
- Inflation Sensitivity Module pre-built
Questions
Straightforward answers
What format does the file come in?
A single .xlsx file. You can open it in Microsoft Excel (2016 or later) or import it into Google Sheets for free. No special software is required beyond either of those.
Does it connect to my bank?
No. This is a standalone spreadsheet. You type your own numbers into the blue input cells. It does not sync, pull, or push data from any external source. Think of it as a structured template — you provide the data, the formulas do the math.
Do I need any accounting knowledge to use it?
No. The How to Use sheet inside the file walks through every step. If you know what money came in and what went out each month, you have everything you need. The spreadsheet handles all the calculations.
What does the Tax & Compliance Reserve row actually do?
It is a manual input field. You enter an amount you want to set aside each month for tax obligations. The spreadsheet does not calculate what you owe in taxes — that depends on your jurisdiction, structure, and situation. For that, consult your accountant or tax professional.
Can I add more rows or categories?
Yes, if you’re comfortable with basic spreadsheet editing. The formulas use standard SUM ranges, so inserting a row inside an existing block and updating the SUM range is straightforward. The Formula Reference sheet documents every formula to make this easier.
What is the Inflation Sensitivity Module and how does it work?
It is a dedicated section in the spreadsheet where you enter one inflation percentage (for example, 0.10 for 10%). Four rows automatically calculate: your adjusted supply/materials costs at that rate, the monthly cash flow impact, and your inflation-stressed Net Cash Flow and Ending Balance across all 13 months. Change the percentage and the numbers update instantly. It only applies to the Inventory / Materials / Variable Supply Costs row, not to all costs.
Is there a refund policy?
Because this is an instant digital download, we do not offer refunds after purchase. If you’re unsure whether it fits your needs, review the full feature list and “Who it’s not for” section on this page before buying, or contact us first at futuredecode.com/contact.